01. Agreement to Terms

By accessing Lotusiva and purchasing our digital ebooks, bundles, or templates, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you are prohibited from using our services and accessing our digital assets.

02. Digital Usage License

When you purchase a product from Lotusiva, you are granted a non-exclusive, non-transferable, and revocable license to use the files for your personal or internal business growth. Unless explicitly stated (e.g., MRR/PLR bundles), you may not:

• Redistribute, resell, or lease our digital assets to third parties.
• Share your download links or account credentials with others.
• Use our content for illegal or unauthorized purposes.

03. Payments & Billing

All prices are listed in USD (or your local currency). We reserve the right to change prices at any time without notice. You agree to provide current, complete, and accurate purchase and account information for all transactions. Payment is required in full before any digital download link is issued.

04. Intellectual Property

All content included in our products, such as text, graphics, logos, images, and digital layouts, is the property of Lotusiva or its content suppliers and is protected by international copyright laws. Unauthorized reproduction of these materials is strictly prohibited.

05. Limitation of Liability

Lotusiva provides knowledge-based products "as is." We do not guarantee specific financial or business results from the use of our guides. In no event shall Lotusiva be liable for any indirect, incidental, or consequential damages arising from your use of our digital assets.

06. Changes to Terms

We reserve the right to update or modify these Terms of Service at any time. Any changes will be posted on this page with an updated "Last Updated" date. Continued use of our store after changes are made constitutes your acceptance of the new terms.